Economic Strategy

Economic Strategy

Identifying and ranking the effective obstacles in the transformation of banks' behavior in exiting from banking and speculation (with emphasis on the second paragraph of the general policies of the seventh development program)1

Document Type : Original Article

Authors
mohammad javad shirichian 1
samad barani bonab 2
mojtaba kiaie 3
1 Master's degree in Public Administration, Islamic Azad University, Tehran Science and Research Branch, Tehran, Iran
2 Assistant Professor, Faculty of Management, Shahid Sattari University of Aeronautical Sciences and Technology, Tehran, Iran
3 Assistant Professor, Department of Public Administration, Islamic Azad University, Tehran Science and Research Branch, Tehran, Iran
10.22034/es.2024.432311.1727
Abstract
In the absence of monitoring by regulatory institutions, banks have turned to the phenomenon of corporate banking, which is one of the major problems of the country's economic system. The entry of banks into the business sector causes the freezing of liquidity and the reduction of their ability to lend to productive sectors. The current research is an applied research, in terms of the implementation method, it can also be considered a descriptive-survey research. The statistical population in this research consists of the managing director, deputy and senior managers of public and private banks in the number of 252 people. The sampling method in this research was stratified random sampling. To collect information in this research, library and field methods were used. In this research, to examine and test the research questions from the researcher-made questionnaire based on the Likert scale, very high, high, moderate, low and very low are graded. In this research, SPSS software was used to analyze the data, and the Kolmogorov-Smirnov test was used to check the normality of the data. Friedman's method was used for data analysis and prioritization of indicators. The result of this research has identified and ranked 20 effective factors that prevent banks from exiting from banking, which are in 4 main groups: central bank, government, bank performance and macroeconomic variables. In the end, the most important proposed solutions for the exit of banks from the corporation have been stated.
Keywords
bank business
business
central bank
monetary policy

Subjects

حسن‌زاده، حسین؛ کریمی، رضا؛ قوام، محمدحسین و غفاری، امیر (1399). شناسایی و رتبه­بندی عوامل مؤثر بر ایجاد پدیده بنگاه‌داری در نظام بانکی جمهوری اسلامی ایران و تبیین پیامدهای حاصل از آن. دوفصلنامه تحقیقات مالی اسلامی، 9(2)، 377-410.
حسینی‌نژاد، باقر و محسنی، علی (1396). بررسی نقش بانک‌ها در توسعه اقتصادی و اجتماعی. فصلنامه مطالعات اجتماعی، 3(3)، 81- 89.
داودی، اسماعیل (1394). بنگاه‌داری بانک‌ها سدی در برابر اقتصاد رقابتی. خبرگزاری جمهوری اسلامی ایران.
سعیدی، پرویز (1388). ارزیابی نقش تسهیلات شبکه بانکی در رشد اقتصادی. فصلنامه پژوهشنامه اقتصادی، ویژه­نامه بانک، (6)، 167-193.
شفیعی‌نژاد، احسان و شاهیسوق، نصرالله ) 1396 ). مطالعه تطبیقی به‌منظور گذار بانک‌ها از بنگاه‌داری به سمت بانک‌داری (بانک قوامین استان کهگیلویه و بویراحمد). دومین کنفرانس بین المللی انسجام مدیریت و اقتصاد در توسعه
کرمانی، امیر (1393). بررسی وام‌های غیرجاری و بنگاه‌داری بانک‌ها در ایران: وضعیت موجود و راهکارها. فصلنامه اتاق بازرگانی ایران، (3).
مظاهری، طهماسب؛ شیرکوند، سعید و جمالی، علی (1397). تأثیر محدودیت فعالیت غیربانکی و بنگاه‌داری بانک‌ها بر کفایت سرمایه آنها در کشورهای درحال‌توسعه. فصلنامه پژوهش‌های پولی بانکی، 11(37)، 356-382.
 
Haque, F. & Brown, K. (2016). Bank Ownership, Regulation and Efficiency: Perspectives.
Zhang, H. Chan, K. (2018). Bank shareholding and corporate cash management: Evidence from China. North American Journal of Economics and Finance, https://doi.org/10.1016/j.najef.2018.01.007

  • Receive Date 25 November 2023
  • Revise Date 11 March 2024
  • Accept Date 10 May 2024